Wondering whether The Point or The Harbour at The Pointe fits your Lake Norman lifestyle better? If you are comparing these two Mooresville-area communities in 28117, you are not alone. Both offer access to the lake, established surroundings, and strong neighborhood identity, but they deliver those benefits in very different ways. This guide will help you compare size, amenities, boating setup, home styles, and day-to-day ownership factors so you can choose with more confidence. Let’s dive in.
The Point and The Harbour at a Glance
If you strip the choice down to its core, The Point is the larger, more club-centered option, while The Harbour at The Pointe is the smaller, more neighborhood-oriented waterfront option.
The Point is the more mature community by scale. According to its 2025 POA presentation, it includes 867 lots, with 13 still undeveloped, along with more than 100 acres of common open space, more than 17 miles of sidewalks, 2.2 miles of walking trails, and 7 playground areas. Its community materials also describe a design approach that ties together homes, the lake, the golf course, and landscaping.
The Harbour at The Pointe is noticeably smaller. Its HOA reports 336 homes, more than 40 acres of common area, quiet streets, and a sunset gathering point at the end of Bay Harbour Road. The HOA also highlights an active social calendar that includes events like Book Club, Food Truck Fridays, yard sales, festivals, holiday parties, and a swim team.
Community Feel in Each Neighborhood
The Point lifestyle
The Point tends to appeal to buyers who want a more structured club environment with a larger footprint. The combination of open space, sidewalks, trails, and playgrounds creates a community with a broad physical layout and a polished, master-planned feel.
You may also notice that ownership here is tied closely to the club experience. The Point POA states that all owners are at least social members of Trump National Golf Club Charlotte, which makes club participation part of the ownership picture rather than an optional extra for many buyers.
The Harbour lifestyle
The Harbour often feels more like a waterfront neighborhood where boating and casual recreation are central to daily life. Its smaller scale can make it feel more intimate, and the HOA’s event calendar suggests a strong community rhythm built around neighborhood gatherings and shared amenities.
If you picture a place where you can enjoy the lake, use neighborhood recreation spaces, and plug into community events without the same level of club focus, The Harbour may align more naturally with that vision.
Amenities That Shape Daily Life
The Point club amenities
At The Point, amenities are closely tied to the club structure. Trump National Golf Club Charlotte describes membership offerings that include an 18-hole championship golf course, dining, tennis, fitness, pickleball, aquatics, bakery, and social-event spaces.
For you as a buyer, that means the amenity package may be broad, but it also comes with an important financial and lifestyle question: what membership tier applies to the property you are considering, and what are the current dues? Since ownership includes at least social membership, this is a major part of your budgeting and decision-making.
The Harbour HOA amenities
The Harbour’s amenity mix is more HOA-centered and recreation-focused. The HOA says the community includes its own marina with boat ramp, swimming pool and clubhouse, tennis courts, basketball court, volleyball field, kayak storage, gated boat and RV storage, sidewalks, and a playground.
Recent listing descriptions have also mentioned community pool and pickleball access. For buyers who want a practical, everyday amenity set built around outdoor use and neighborhood activity, that can be a meaningful advantage.
Boating Access Is a Major Difference
If lake access is near the top of your priority list, this may be the biggest dividing line between the two communities.
Boating at The Point
At The Point, boating access can be more layered than it first appears. The Point’s annual presentation explains that Duke Energy leased lakebed for common piers, slips, and a community marina, and the POA holds the master lease. Designated slips are then leased to lot owners through pier associations.
That means you should not assume every home offers the same setup. Before you move forward on a property, verify whether a slip is included, whether it transfers, whether it is leased through an association, and whether any waitlist applies.
Boating at The Harbour
The Harbour’s setup appears more straightforward for many owners. According to the HOA, most homes have private docks or deeded boat slips.
In practical terms, that can make day-to-day lake use simpler. If your ideal routine includes heading out on the water often and you want fewer questions around slip structure, this distinction deserves close attention.
Home Style and Budget Expectations
What to expect in The Point
The Point is generally associated with larger custom homes on spacious lots. Community materials say most lots are at least three-quarters of an acre, and the 2025 presentation notes architectural standards designed to maintain a cohesive overall look.
Recent sales examples cited in the research show homes roughly in the 3,700 to 6,500-plus square foot range. Redfin’s May 2026 housing-market page places The Point’s median sale price at about $2.15 million, reinforcing its position as the more premium-priced option of the two.
What to expect in The Harbour
The Harbour appears more varied in both home style and pricing. Recent examples include an all-brick ranch with a deeded boat slip, a five-bedroom home with a deeded slip and full basement, a full-brick home with lake views, and a seasonal waterview home with a deeded boat slip.
Those examples ranged from about $839,000 to $1.895 million. The neighborhood trend sample was small, so it is best treated as directional, but the overall picture suggests a broader range of entry points compared with The Point.
Key Tradeoffs to Consider
When buyers compare these communities, the real decision usually comes down to lifestyle fit rather than just price.
Choose The Point if you value:
- A larger, more established community
- A club-centered ownership experience
- Golf and broader club amenities
- Larger lots and custom estate-style homes
- A setting shaped by architectural consistency and master-planned design
Choose The Harbour if you value:
- A smaller neighborhood-scale setting
- Recreation and social events through the HOA
- More direct day-to-day boating convenience for many homes
- A broader range of home price points
- Practical lake living with strong neighborhood amenity access
Questions to Ask Before You Buy
Even if you already have a favorite, a side-by-side due diligence review can save you time and frustration.
Ask these questions in The Point
- Is boat access tied to a deeded right, a lease, or a pier association arrangement?
- Is a slip included with the property, transferable, or subject to a waitlist?
- What club membership tier applies to this home?
- What are the current initiation costs and monthly dues?
Ask these questions in The Harbour
- Does the home have a private dock, deeded slip, or another type of boating access?
- What do the HOA dues cover?
- How are septic inspections handled?
- What reserve funding and maintenance responsibilities should you expect?
The Harbour HOA states that every lot has septic and that twice-yearly inspections are covered by part of the annual assessment. That is the kind of detail worth confirming early so you understand the full ownership picture.
Which Community Fits You Best?
There is no one-size-fits-all winner here. The Point may be the better fit if you want a luxury, club-driven environment with larger homes, larger lots, and a stronger golf component. The Harbour at The Pointe may make more sense if you want a smaller waterfront neighborhood with active HOA amenities and easier boating access for many properties.
The best choice depends on how you plan to live, not just where you want to live. If you are weighing these two communities, it helps to compare not only the home itself, but also membership structure, lake access details, recurring costs, and how each neighborhood feels in everyday use.
If you are deciding between The Point and The Harbour, the right local guidance can make the comparison much clearer. The Besecker & Maynard Group helps buyers navigate Lake Norman communities with responsive, neighborhood-specific insight so you can move forward with confidence.
FAQs
What is the main difference between The Point and The Harbour at The Pointe?
- The Point is generally the larger, more club-centered community, while The Harbour at The Pointe is smaller and more focused on neighborhood recreation and direct boating convenience.
What should buyers know about boat slips in The Point?
- Buyers should verify whether a slip is included, transferable, leased through a pier association, or subject to a waitlist, because access is not the same for every property.
What should buyers know about boating access in The Harbour at The Pointe?
- The Harbour HOA says most homes have private docks or deeded boat slips, which can make everyday lake access simpler for many owners.
How do home prices compare between The Point and The Harbour at The Pointe?
- Available research suggests The Point is typically the higher-priced option, while The Harbour offers a broader range of price points, with recent examples ranging from about $839,000 to $1.895 million.
What amenities come with living in The Point?
- The Point is tied to club membership, and club amenities include golf, dining, tennis, fitness, pickleball, aquatics, bakery, and social-event spaces according to club materials.
What amenities come with living in The Harbour at The Pointe?
- The Harbour HOA says the community includes a marina with boat ramp, pool, clubhouse, tennis courts, basketball court, volleyball field, kayak storage, gated boat and RV storage, sidewalks, and a playground.
What ownership detail should buyers ask about in The Harbour at The Pointe?
- Buyers should ask how HOA dues are structured and what they cover, including septic-related inspections, since the HOA says every lot has a septic system.